IRC Drives Client Success through both vertical markets, and in cross-market solutions.

In vertical markets we deliver in a range of areas including: Board and executive strategy and facilitation, Market Entry Strategy, product design/develop/launch, re-engineering for profitability and market share, RFI/RFP and vendor selection and implementation.
Financial Services: Emerging Markets

Emerging Markets (products and regions); Traditional and Alternative Financial Services: Payments; Cards (credit, debit, prepaid, private label, RAN, etc), Block Chain and Distributed Ledger; Insurance (health, P&C, life, auto, workers comp, re-insurance).

Cyber Security

Strategy; Insurance; Board education, risk and compliance; Board and investor risk mitigation; Risk scoping; Tools and strategies for communications particularly with information sharing groups (US and international), law enforcement, regulators and insurers.

Pragmatic Innovation

Applying true measurable and executable innovation to drive real value to employee and customer experience, profitability.  Create and drive true innovation to deliver material benefit to client organizations, their markets, and the world we live in.

Expert Witness and Investigation Support

The financial services and  payments industries are encountering an increasing litigation. With the regulatory environment in it’s current and evolving state, this is likely to continue, and grow. With this, an increasing amount of expertise both on the business side and the impact of regulatory changes, is essential in many court proceedings.  Our experts draw from deep experience running businesses in financial services, and much time with regulators, examiners, and auditors. This experience drives invaluable expertise for our clients in financial services and payments cases, in the US, the UK, Canada, and beyond.


Business and technology strategy planning and execution; Innovation certification training ( CIP); Board and executive team facilitated sessions; Serve as interim CEO, COO, CFO, CMO, CIO for businesses at all stages.

BSA/AML Compliance

Examination strategy and preparation; Tools to capture and present an integrated view of the overall threat matrix; Tools to communicate with examiners, Board and insurers; Vendor evaluation, selection and implementation.

Benefits, Healthcare, Incentives

Commercially and self insured Employers, and government programs are constantly seeking ways to engage the employee/beneficiary in their own health, using incentives, and at times penalties.  Wellness,  exercise, fitness, healthy eating, mindfulness – all help to reduce healthcare costs and improve overall well being of employees and beneficiaries – especially in those with chronic illnesses.  We’ve worked with client in gamification, trackers, phone apps, prepaid cards, virtual coaches…all leveraging technology and education to engage people in their own health and well being – to the benefit of individuals, families,  communities and companies.

Disaster Preparation, Response, and Rebuild

Financial services and getting funds into the hands if those who need it most – fast, effective,
fraud controlled – has too often been an afterthought in the master plans in advance of
disasters. The IRC team has served in public-private- partnership (PPP) discussions to start
adding this key piece – applying deep expertise and experience in e-payments, cards, payment networks/players, and serving Low/Moderate Income (LMI) and underbanked citizens. There is MUCH more work to do.

The IRC team has also served as leaders across different sectors to craft a detailed architecture across 6 companies and pillars of action – to rebuild post Katrina. It includes detailed financial and staffing models, technology and funds flow, coordination with insurance and other rebuild funding sources – strongly controlled for fraud, cyber criminals, and money laundering. Had this architecture been executed in the Louisiana Road Home, the outcome would’ve been dramatically better for victims, government and the community.


Business model and market trend validation; Operational due diligence: Technology and systems validation; Integration planning and execution; Media strategy and resourcing; Investor messaging and investor relations.

Start ups

Market trends and growth; Business plan; Financial modeling; Investor messaging; Marketing and distribution plans and partners; Go to market strategy; Connection with funders for firms at all stages; PE, VC, EB5,

Anti Human Trafficking (AHT)

It’s a heinous crime, 50% of those trafficked in the US are children. This is a crime where payments companies can play a substantial and unique role, in helping to identify and follow the money trail, often to capture and prosecute those higher in the criminal chain.  This requires prudent, proactive, engaged collaboration across the financial industry and with law enforcement  – cross industry, cross border, cross continent.  Our team spends a great deal of pro bono resources in driving this collaboration, and in working to assure all is done within current regulatory and legal requirements.    We also work locally at the grass roots level with civic groups, on developing education at the middle and high school levels, and supporting AHT plans for specific events like SuperBowl 2017,  in Houston TX